Share this post23/10/15hadwinjia.substack.comCopy linkFacebookEmailNoteOther23/10/15maybe last warm day in this year before next spring HadwinOct 15, 2023Share this post23/10/15hadwinjia.substack.comCopy linkFacebookEmailNoteOtherSharePay attention. Get healthy. Get out of debt. Prepare for hard times ahead.